Insurance Services

insurance-services

Secure Your Future with Comprehensive Insurance Solutions

Protect what matters most—your family, health, and assets—with tailored insurance plans.

Life is unpredictable, but financial security shouldn’t be. Whether it’s protecting your loved ones, ensuring quality healthcare, or securing your assets, the right insurance plan gives you peace of mind and long-term financial stability.

Comprehensive and Tailored Insurance Solutions to Secure Your Financial Future

Health Insurance in India: A Vital Safety Net

Health insurance in India safeguards you against medical expenses by covering hospital stays, surgeries, doctor visits, medications, and sometimes preventive care. In exchange for a regular premium, your insurer helps cover medical costs based on your policy terms.

Key Benefits:
Types of Health Insurance Plans:
Choosing the Right Plan:

Consider factors like budget, coverage needs, and age. Compare plans across insurers to find the best fit.

Conclusion:

Health insurance is essential for managing medical costs and securing quality healthcare. Selecting the right plan ensures financial stability and peace of mind for you and your loved ones.

Understanding Insurance: Protecting Your Loved Ones and Securing Your Future

Insurance is often misunderstood and frequently purchased for the wrong reasons. While many view it merely as a tax-saving tool, its true purpose is far greater—it serves as a financial safety net against life’s uncertainties. From loss of life and income to critical illness and disability, unforeseen events can significantly impact your financial stability.

Proper insurance planning involves determining the right coverage for “insurable risks” and ensuring you get the maximum benefit from the premiums you pay. Tax benefits are just an added advantage, not the primary reason to invest in insurance.

Who Needs Insurance the Most?

Insurance is most crucial for the earning members of a family. Term insurance, in particular, serves as an income replacement, ensuring financial security in the event of death, illness, retirement, or major life expenses such as children’s education or marriage.

In the unfortunate event of the breadwinner’s passing, the payout from a term insurance policy can help the family settle debts, maintain their lifestyle, and fulfill long-term aspirations.

While some may choose to insure non-earning family members, this goes against the core principle of insurance—providing financial protection against lost income. It is essential that the primary earner secures adequate coverage to safeguard their family’s future, ensuring that their loved ones do not face financial hardships in their absence.

Why Life Insurance is Essential

Life insurance is a contract that provides financial protection against specific losses in exchange for regular premium payments. Throughout life, we encounter various risks—health issues, financial setbacks, accidents, and even fatalities. While insurance cannot eliminate emotional pain, it can alleviate the financial burden that often follows such challenges.

Life is full of uncertainties, both good and bad. By investing in the right life insurance plan, you can prepare yourself and your family for the unexpected, ensuring financial security and peace of mind.

Why Choose Us for Insurance?

Expert Consultation

Our advisors help you choose the best coverage based on your needs.

Hassle-Free Claims

We simplify the claim process, ensuring quick and easy settlements.

Wide Coverage

A range of policies tailored for individuals, families, and businesses.

Trusted Providers

We partner with top insurers to offer reliable and affordable plans.

Insurance Services FAQs

What type of insurance do I need?
It depends on your personal and financial goals. Our experts can help you choose the right plans.
We guide you through the claim process, ensuring a smooth and quick settlement.
Yes, certain plans cover pre-existing conditions, subject to policy terms.
Premiums vary based on coverage, policy type, and your personal details. We offer competitive pricing for all plans.

Plan Your Financial Future

Tailored strategies to help you achieve financial stability and long-term growth.

Sheel Mehrotra – Founder

Sheel Mehrotra is the Founder and Managing Partner of Prosperity Bridge Partners.

Over a 26-year career, Sheel has held several leadership positions in Mutual Funds and Wealth Management. Based in New Delhi, Sheel heads a broad spectrum of product functions, including investment strategy and specialist services. As Financial Advisor and trusted Partner, role is to offer curated solutions to achieve client’s financial goals while exhibiting the highest standards of conduct in service and maintaining confidentially in dealings.

He has over two decades of experience gained at ICICI Prudential & Kotak Mahindra Asset Management and Sanctum Wealth while also worked in Advisory role at ICICI Bank Private Banking. His most recent position was Senior Partner at Incred Wealth.

Sheel holds a Bachelor’s degree in Economics from Lucknow University. He is Post Graduate Diploma in Business Finance from Indian Institute of Finance.